Mid Crisis: You’re 60–90 Days Behind
This is when servicers start taking action — stay one step ahead.
Mid-crisis is when pressure ramps up. Use the tools and guidance here to push back, stay in control, and avoid triggering foreclosure actions.
Still need your personalized roadmap? The next step matters — your free roadmap lays out every available mortgage assistance option and shows you how to move forward.
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Video Lessons for This Stage
The 90-Day
Mortgage Danger Zone
View TranscriptWhat Happens at 90 Days Behind (And Why You Must Act Now)
View TranscriptForbearance Isn’t Forever:
What to Do When It’s Ending
View TranscriptWhy Some Servicers Skip Help and Go Straight to Foreclosure
View TranscriptHelper Tools for This Stage
Official Resources for This Stage
Servicer Rules
Mitigation Handbook
Want the full foreclosure timeline and alert system tailored to your situation?
Grab Your RoadmapNext steps if your situation escalates
Learn what to do if things get worse
View the 90-120+ Day StageWant to work with us?
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